December OTIP

Fireplace safety tips for a cozy and safe winter

There’s nothing quite like cozying up by the fireplace on a cold winter’s evening. While many Canadians look forward to the warmth, light and ambiance that comes with a home fireplace, it’s important to practice proper fireplace safety. Review the following fireplace safety tips to ensure that you, your family and your home stay safe this season.

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How to avoid issues when submitting an insurance claim

At OTIP, members are our reason for being, and helping you protect the people and things that mean the most to you is what we do best. No one wants to be faced with unexpected obstacles during the claims process, and we strive to make it hassle free. To ensure you don’t run into any issues when submitting a home or auto insurance claim, review these tips.

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November OTIP

Driving in the rain? How to avoid hydroplaning and control your vehicle

Hydroplaning occurs when a layer of water comes between your car’s tires and the road, causing your car to skid or slide across a wet surface. Even for the most experienced driver, this loss of steering and braking control can be a terrifying experience with potentially disastrous consequences. 

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How growing or using recreational marijuana may impact your home insurance

The consumption, possession and growing of recreational cannabis was legalized in Canada in late 2018. While the legalization of recreational cannabis is still quite new, many Canadians are starting to wonder how this change may impact their home insurance premiums or their ability to secure coverage. 

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October OTIP

Driving for a rideshare or food delivery app company on the side? Make sure you are covered!

If you’re looking for a way to make extra cash, signing up to be a driver for a popular rideshare or food delivery app like Uber or Skip the Dishes as a part-time gig can be lucrative. However, it also increases your risk of getting into a car accident. When you spend hours of your day on the road, you’re more likely to encounter an unsafe driver or make mistakes due to fatigue. If you do get into an accident, it’s important to know if your personal car insurance will cover any damages, the app company provides coverage for its drivers or you need to purchase additional coverage.

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Don’t make these 5 common renovation mistakes!

Renovating can make your home or office feel fresh, new and inviting. It’s an exciting opportunity to dream about your ideal space and make it a reality. If you’re going through the time, effort and expense to renovate, make sure you do it right the first time around by avoiding these five common mistakes.

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September OTIP


OTIP welcomes you back with a chance to win $10,000!

As a new school year begins, so does a brand-new contest from OTIP. We want to give you the chance to win $10,000 in cash or 1 of 2 $500 VIA Rail gift cards to help you get wherever it is that you want to go! You could buy that new car, save for your child’s education, take a vacation or put a down payment on a new house, it is up to you!

To enter the contest for your chance to win, visit:

Essential tips to keep our streets safe

As the weather gets warmer and more Canadians are taking walks, going for bike rides and enjoying the outdoors, it’s a good time to review road safety practices. Pedestrians account for 14% of all serious road injuries and 15% of road fatalities; it is up to both drivers and pedestrians to help improve the safety of our streets for all road users. Here are a few tips for both drivers and pedestrians to keep in mind as we navigate our shared spaces. Learn more at


10 tips for safe summer grilling

Many Canadians choose to take their cooking outdoors in the summer to make the most of the long days of sunshine. However, it’s important to take precautions when barbecuing to prevent potential fire-related injuries and damage to your home. Before you light up the grill this summer, make sure to review the following grilling safety tips.

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Why you need to tell your insurer if you install a roof rack or make other car modifications

Thinking about installing a roof rack on your car for bikes or skis, or modifying your vehicle in another way? Always inform your insurer before you make any changes to your vehicle. Modifications can impact your insurance if they alter the vehicle’s safety, increase the likelihood of an accident or increase the value of the vehicle. Here are a few things you need to know about the various types of vehicle modifications.

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Your retirement. Your choice.

Active Retired Members (ARM) is the only provider of retiree health, dental and travel insurance for the Ontario education community to offer three different plan choices and coverage limit options. #OTIPupdate

Looking to save on your favourite brands, household items, services and more?

Edvantage is your exclusive member savings program and provides endless ways to save on things you love! Check out OTIP’s new video and discover Edvantage. #OTIPUpdate 

Your retirement. Your choice.

Retired Teachers Insurance Plan (RTIP) is the only provider of retiree health, dental and travel insurance for the Ontario education community to offer three different plan choices and coverage limit options. #OTIPupdate

Feeling the spring-cleaning itch? Tidy up your home with these tips!

With warmer, sunnier days comes the annual tradition of spring cleaning, a time to freshen up your home inside and out. Getting rid of the extra clutter and dirt that accumulated throughout the winter can make you feel bright and ready for relaxing during long summer days. Here are a few tips on how to have a successful and refreshing spring clean this season.

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COVID-19: How it could impact your car and home insurance

The COVID-19 outbreak is changing many aspects of our daily lives. To help navigate these changes, OTIP has compiled a list of commonly asked questions about the potential impact on your home or auto insurance coverage.

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April OTIP

Have you gotten your $20 gift card?

Get a home or car insurance quote with OTIP and as a thank you they’ll send you a $20 gift card of your choice! *Restrictions apply. You must review your quote with an OTIP broker on the phone to be eligible. #OTIPUpdate

Deadline extension: OTIP Sponsorship of School Projects and Initiatives Program submissions due April 30, 2020

At OTIP we know that within the education community there are many member-led school projects or initiatives that support learning, provide an enriched experience or make a difference to those in need. Through the OTIP Sponsorship of School Projects and Initiatives Program, members can submit a video application with the chance of winning $5,000 towards their project. With schools across Ontario closed the decision has been made to extend the submission deadline, with applications now being accepted until April 30, 2020.

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The OTIP Bursary Program is turning 25!

Do you know a student who could use $1,500? Now open for applications, the OTIP Bursary Program, offered by the Ontario Teachers Insurance Plan (OTIP), is awarding 25 bursaries — the most since the program’s inception! If you or a close relative will be attending post-secondary school during the 2020-21 academic year, you have a chance to win $1,500 to help with school expenses. 

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What dream could you achieve with $10,000? Enter OTIP’s Bucket List contest for a chance to check something off your bucket list with $10,000 in CASH.


COVID-19: We’re here to help!

As the situation with COVID-19 keeps evolving, OTIP continues to work closely with its stakeholders and partners to make proactive decisions that are grounded in care for its members and employees. Learn what you need to know about access OTIP’s services during this time.

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